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Life Insurance

One of the questions we get all the time at Volunteer Insurance Agency Inc. in Tennessee is "How Much Life Insurance Do I Need?"

Establishing how much life insurance you need can be complex. Every person's situation is different, but there are some simple methods you can use to help you see how much you should carry. Of course, there is a minimum amount of life insurance you should carry so your loved ones can avoid a struggle after you pass. After that, you really can’t have too much coverage. So if you can afford it, it won't hurt to add more. Keep in mind, though, the younger you are when you purchase your policy, the more affordable it will be.

Who Are You Leaving Behind?

The next question to ask yourself is "Who will be left behind after I pass away?" If you are married without children, and your spouse has a good source of income, you may not need the same amount of insurance as someone who is the primary breadwinner. Each child you add to the mix equals more insurance to ensure they are taken care of if you are gone. Another consideration to make is whether you want to provide for their college education or if you are merely aiming to meet their basic needs.

Volunteer Insurance Agency Inc. in Tennessee

We’re an independent insurance agency providing individuals and family a comprehensive suite of insurance solutions to protect you from the unexpected. We work with our clients, guiding them along in making informed and vital decisions every day when it comes to protecting their future.

An excellent advantage of being an independent agency is allowing our top priority to be our clients, not the insurance company. We represent several insurance companies offering you a wide variety of coverage options. Our purpose is to deliver the right blend of coverage, price, and service. Let's start a conversation about your future, call or stop by today.

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